Naira9ja Loan is a mobile app in Nigeria that gives personal loans to Nigerian citizens using Android or iOS devices. To apply, you need to be a Nigerian citizen, have a valid ID card, and a bank account. You’ll provide income and job details.
If approved, funds go straight to your bank, and you have 180 days to repay. The interest rate is 39.6% APR, which is high, but no hidden fees exist.
Naira9ja works like this:
- Download the app from Google Play Store.
- Create an account, giving your name, email, phone, and bank info.
- Apply for a loan with the amount and purpose.
- Naira9ja reviews and responds within minutes.
- If approved, money arrives within 24 hours.
- Repay in 3 to 6 months with monthly payments.
Naira9ja is reliable, but note the high interest. To register:
- Download the app.
- Tap “Create Account,” provide your phone number and password.
- Receive an SMS code and verify it.
- Add personal info and bank details.
- Tap “Create Account” to finish.
Loan approval depends on credit and other factors. Collateral isn’t needed, but ensure you can repay.
Due to the fact that fcpc has removed the app on playstore, we are now providing the apk for you to download