Is Smarthub Legit or Scam?

Smarthub is a new investment platform that just launched in Nigeria and it promises users the ability to make money by performing tasks and referring users.

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Smarthub provides many ways for members to earn money by being active on the platform. They can get rewards like a welcome bonus and daily login rewards. By sharing tasks and inviting others to join through the affiliate program, they can earn even more. These opportunities may help individuals make a steady income. However, it’s important to know that all investments have risks, so it’s essential to do your own research and only invest money you can afford to lose.

How To Make Money on Smarthub

To become a member of Smarthub and start making money, you need to pay a one-time registration fee of N1,500. This fee includes a coupon code that allows you to join the platform and start your journey towards earning money.

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Below are the various ways you can make money on Smarthub.

Welcome Bonus 1000 (You’ll Earn once you register)

As soon as you complete your registration and become a member, you’ll receive a welcome bonus of 1000#. This is a one-time reward given to new members, encouraging them to get started on their earning journey.

Daily login 200#

By simply logging in to your Smarthub account daily and viewing your dashboard, you will earn 200# as a reward. This incentive aims to keep members engaged and active on the platform.

Daily Task N300 (You’ll Earn when you share tasks to either Facebook or WhatsApp)

Smarthub provides daily tasks that you can share on social media platforms like Facebook or WhatsApp. By completing these tasks and sharing them, you can earn 300# daily. This feature encourages members to promote the platform and attract potential new users.

Affiliate Bonus N1000 (Each person you affiliate)

One of the significant earning opportunities on Smarthub is through its affiliate program. When you refer someone to join the platform using your affiliate link, and they successfully register, you earn an affiliate bonus of N1000 per person. The more people you bring in, the more you can earn through this direct referral program.

Indirect Affiliate N100 (When the person you refer also refers someone under them)

Smarthub’s earning potential doesn’t stop with direct referrals. If the person you referred brings in new members under them as affiliates, you will receive an indirect affiliate bonus of N100 for each person they refer. This indirect referral system enables you to earn from multiple levels of referrals, making it a powerful way to increase your earnings.

How To Withdraw

Smarthub allows members to withdraw their earnings following specific guidelines. The withdrawal process varies depending on whether you are an affiliate or a non-affiliate.

Affiliate Withdrawal:

Minimum Withdrawal: To request a withdrawal as an affiliate, you need to have earned at least 2,000 naira in your account balance.
Withdrawal Days: Affiliates can make withdrawal requests on Mondays and Fridays.
Withdrawal Time: The withdrawal window for affiliates is from 11 AM to 12 PM on the specified withdrawal days.

Non-Affiliate Withdrawal:

Minimum Withdrawal: Non-affiliates must accumulate a minimum of 10,000 naira in their account before they can request a withdrawal.
Withdrawal Date: Non-affiliates can only make withdrawal requests on the 20th day of each month.

Is Smarthub Legit?

Smarthub is a scam and a ponzi scheme based on the following reasons.

  1. Unsustainable Earning Structure: Smarthub offers high and unrealistic daily returns on investments, such as 500# daily on a 1,500# investment. Such high returns are often not sustainable in legitimate investment ventures. Ponzi schemes attract investors by promising abnormally high returns to lure new participants, and these returns are often paid using the investments of new entrants, rather than legitimate profits.
  2. Reliance on Referrals: Smarthub heavily relies on its affiliate program as a means of earning money. Participants are encouraged to bring in new members and earn bonuses based on their referrals. In a classic Ponzi scheme, returns for earlier investors are funded by the investments of new participants. The heavy emphasis on recruitment and referral earnings can be a sign that the scheme relies on new investments to pay existing members, rather than generating profits through legitimate business activities.


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